Wildfire Preparedness
Wildfire "season" is a relatively new concept in Nova Scotia, and it seems like the risk is becoming greater each year which is why preparing is more important than ever. Most wildfires are spread by embers or sparks igniting materials on or near your home. Maintenance to the area closest to your home, and your home itself, have the greatest impact in reducing your risk of wildfire damage.
Home & Yard Maintenance:
- ALWAYS check https://novascotia.ca/burnsafe/ before making a fire.
- Do not store propane or gas tanks or firewood piles under your deck or close to your home
- Do not use prone landscaping, such as bark or pine needle mulches, within 10 meters of your home
- Keep fire pits as far away from structures as possible and cover with a fine mesh if possible
- Space trees 3m or more apart to reduce the chances of a fire jumping from tree to tree
- Prune trees and remove branches from the ground
- Clean any fallen branches and debris every spring and fall
- Ensure your property's address is clearly marked so emergency resources can locate it quickly
Safeguarding your Possessions
Many belongings are replaceable, but some hold deep personal significance. When wildfires strike, losing cherished memories and valuables can be devastating. To safeguard what matters most, consider these precautions:
Digitize Important Documents
Store digital copies of essential papers and photos. Nova Insurance offers 24/7 access to insurance documents.
Take a Home Inventory
Speed up the replacement process by documenting your possessions. Take photos or videos of each room.
Invest in a Fire Resistant Safe or Bag
Purchase a fire-resistant safe or bag for vital documents like passports, documents, and wills.
Emergency Response Plan
Emergency situations, such as wildfires, can be chaotic and stressful. Having a home emergency response plan can help you and your family stay safe and feel confident in an emergency situation.
Prepare an Exit Plan
Map out all exits in your home and practice evacuation drills with family members, including any with special needs.
Stay Connected
Develop a communication plan for receiving updates and staying in touch with loved ones and emergency services.
Plan for your Pets
Ensure your pets' safety by including them in your emergency plan and packing necessary supplies.
Create an Emergency Bag
Keep essential items in one place for quick evacuation; here are some examples of things to pack in your emergency bag:
- Emergency blankets
- Flashlight with batteries or crank
- Radio
- Copy of emergency contacts
- Non perishable food items
- Medical supplies - first aid kit, copies of prescriptions, hand sanitizer
- Bottles of water
We Are Here For You
During challenging times, prioritize safety and preparedness, knowing that support is available for your insurance needs.
Updating your Insurance Policy
Preparing your insurance policy is just as important as preparing your property; our team is here to help. Under most home insurance policies, damage from fire is covered– including wildfires. Your policy will help cover the cost of replacing items and repairing or rebuilding your home following a forest fire. It is important to let us know if you have made any changes that might impact your coverage level. If you have made major renovations or large purchases since your renewal, contact us so we can ensure you have the proper level of coverage.
Claims Support
Our Team is ready to assist you should you have to make a claim. If you have a question about your policy or need to submit a claim, please contact us.