Car Insurance

At Nova Insurance we understand how important it is to have peace of mind when you’re behind the wheel.

We will work with you to make sure your car insurance coverage is tailored to meet your individual needs.

We know price is important, so we will work with you to find the right coverage, at a cost that makes sense.

Certain coverage is required to drive on public roadways - this includes:

Personal Liability &
Property Damage

Personal Liability & Property Damage (PLPD) Insurance to protect you in case you are in an accident and cause injury to others.

Accident Benefits

Accident Benefits Coverage for medical expenses should you or your passengers be injured in an accident.

Unidentified or Uninsured Motorist

Unidentified or Uninsured Motorist Protection in case you are involved in an accident with someone who is uninsured or unidentified.

Collision Insurance

Collision insurance pays to repair your car after a car accident. It is an optional coverage meaning you will have to pay extra to add collision insurance to your auto insurance policy. If you have a car loan or lease, your lender or leasing company will most likely require you to have collision insurance.

Comprehensive Insurance

Comprehensive insurance covers the cost of repairs to your vehicle caused by perils other than collision – this would include loss or damage caused by fire, theft, lightning, explosion, falling objects, earthquake, impact with animals, windstorm, hail, rising water, or vandalism.

If you’ve been licensed and collision-free for 6 years, your premiums won’t go up after your first collision.

Enhance your protection by including coverage for rented vehicles, coverage for replacement transportation, and protection against depreciation of your new vehicle if it’s a write-off within the first few years of purchase and more.

Our companies offer discounts when you bundle your home and auto insurance, if you drive a hybrid or electric vehicle, and more.