Contractors Insurance

As a contractor, every new project you take on brings not only the promise of extra income but also additional risks.

You understand that insurance is essential for safeguarding every aspect of your business, ensuring you stay afloat even when accidents occur.

Understanding Contractors Insurance

Each job you undertake as a contractor presents unique challenges and exposures. That's why having the right insurance coverage is crucial. Our Contractors Insurance policy provides comprehensive protection for your:

  • Property
  • Tools and equipment
  • Business income
  • Liability exposures
  • Installation risks

At Nova Insurance Group, we cater to contractors across various trades and specialties, offering tailored insurance solutions for those involved in:

  • Roofing
  • Heating, ventilation, and refrigeration
  • Carpentry
  • Plumbing
  • Electrical work
  • Fence installation
  • Flooring and tiling
  • Building construction and renovation
  • Doors and windows installation
  • Sign installation
  • Decorating
  • Masonry
  • Interior and exterior painting

When it comes to Contractors Insurance, it's crucial to address key coverage areas, including:

  • Liability
  • Property
  • Contractors Equipment
  • Tools
  • Business Interruption
  • Boilers and Machinery (Equipment Breakdown)
  • Bonds
  • Commercial vehicles

Failure to address any of these aspects in your commercial policy could jeopardize your job and your company's future.

We understand that price is a concern for contractors. With our custom Contractors Insurance policies, you have control over the type and amount of coverage you need, making it surprisingly affordable. You can seamlessly incorporate these costs into your next job by securing coverage now.


If you want to learn more about Contractors Insurance or need a review of your current coverage, contact Nova Insurance Group today. Whether by phone, email, or in-person visit, our team is ready to assist you in finding the right insurance solutions for your business.